Authorize First
Payee receives a signed payment mandate from the payer, completing the transaction instantly. No need to wait for on-chain confirmation, ideal for high-frequency micropayment scenarios
Designed for Agent Commerce · Authorize First, Settle Later
Agent Embedded Payment Protocol (AEP2) is an embedded payment protocol designed for agent commerce, powered by stablecoin-based settlement. It enables AI agents to embed one-time payment mandates directly in protocol calls, achieving instant payment confirmation and deferred settlement.
AEP2 is built on the principle of "Authorize First, Settle Later":
This design enables AEP2 to support high-frequency, low-latency micropayment scenarios while maintaining transaction security.
Intent Mode (Payer-Initiated)
Order Mode (Payee-Initiated)
| Feature | Traditional Payment | AEP2 |
|---|---|---|
| Transaction Speed | Slow (wait for on-chain confirmation) | Fast (authorization completes immediately) |
| Transaction Cost | High (every transaction on-chain) | Low (batch settlement) |
| Minimum Amount | Limited (affected by gas fees) | Very low (supports micropayments) |
| Trust Model | Pay first, service later | Authorize first, settle later |
| Programmability | Low | High (embedded payments) |
| Compliance | Limited | Complete (KYA/Dispute) |
Architecture - Explore system components, roles and extensibility
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Agent Embedded Payment Protocol · Making AI Agent Payments as Natural as Breathing